Loan Types
A program for every goal
Conventional
As low as 3%- Down payment as low as 3% (5% typical)
- No mortgage insurance with 20% down
FHA
- Just 3.5% down
- Ideal for recovering credit scores
VA
0% down- 0% down payment
- No private mortgage insurance (PMI)
USDA
- No down payment required
- Finance your closing costs
Self-Employment
- No tax returns required
- No PMI
Home Equity Solutions
- Reverse mortgage, cash-out refinance & HELOC
- Tap your equity without selling your home
Where I work
Serving South Florida — and all of Florida
Nelson Diaz is a licensed Florida mortgage broker (NMLS #2108125) helping buyers and homeowners across South Florida and the entire state — in English or Spanish.
Miami-DadeBrowardPalm BeachMiamiFort LauderdaleWest Palm BeachHollywoodHialeahOrlandoTampaJacksonville
Don't see your city? If it's in Florida, I can help.
Mortgage Calculator
Estimate your monthly payment
$
20%
$
5.000%
Monthly Payment
$2,254
Principal & Interest$1,804
Property tax$350
Homeowner's insurance$100
Estimate includes typical taxes & insurance. Customize everything on the full calculator.
Want a calculator with more detail?
Get a full amortization schedule, model extra monthly payments, compare 15 vs 30 years and set Florida county tax & insurance defaults.